Privacy Policy
Introduction
We at ROI Signature (“We,” “Us,” or “ROI Signature”) respect your privacy and are dedicated to protecting your personal information through our compliance procedures entailed in this Privacy Policy (“Policy”). Please study the following information carefully as it details the type of information we may collect from you or that you may provide to us when you visit ROISignature.com (“Website”), and our practices for collecting, using, maintaining, protecting, and disclosing such information. This Policy applies to information we collect (i) on this Website; (ii) in e-mail, text, and other electronic communications sent between you and this Website; (iii) when you interact with our advertising and applications on third-party websites and services if those applications or advertising include links to this Policy.
If you do not agree with our Policy and practices regarding how ROI Signature handles your personal information, you should not use our Website. Accessing or using this Website signifies and confirms your acceptance of the terms set forth in this Policy. This Policy may change from time to time in our sole discretion. Accordingly, you should visit this Website and review the Policy periodically to determine if any changes have been made. The date on which this Policy was last updated will be noted immediately above this Policy.
Information We Collect
In the course of using this Website, your registration and account information may be collected if you choose to submit an application to join our Affiliate Program or Advertiser Network. We may ask you to create an account or complete an online form by providing us with certain personally identifiable information that can be used to contact or identify you, as well as to administer your account.
Personally Identifiable Information
We may collect Personally Identifiable Information (“PII”) that you directly provide to us that can identify you, including but not limited to your first and last name, physical address, telephone number, cellular number, social security number, email address, date of birth, driver’s license number, state of residency, and information pertaining to your bank account.
Non-Personally Identifiable Information
We also collect information automatically as you navigate through this Website. We use log files and cookies to collect Non-Personally Identifiable Information (“Non-PII”), including but not limited to the IP address of the computer or mobile device making the request, browser type, and the times you access this Website and usage details. Please note that IP addresses are not usually associated with your personal computer, but with a portal through which you accessed the Internet. Consequently, IP addresses are not linked to personally identifiable information.
Cookies
As you navigate through and interact with this Website, we may use automatic data collection technologies (“Cookies”) to collect certain information, including but not limited to information about your equipment, browsing actions and patterns, operating system, internet connection, and location data. The information we collect automatically may include personal information, and we may maintain it or compound it with personal information we collect in other ways or receive from third parties. Cookies help us improve this Website so we are able to deliver a better and more personalized experience by reducing unwanted information that you might otherwise receive.
How We Use Your Information
We use the information that we collect about you through your interaction with this Website as well as information that you provide to us, including personal information. This information is used:
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To present the contents of this Website to you.
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To deliver services that you have requested.
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To determine whether to extend an offer to become an Affiliate or Advertiser in our Network.
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To communicate with you via telephone, email, postal mail, and/or text message from us, our marketing partners, or other third parties.
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To display advertising tailored to your interests or background.
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To perform data and statistical analysis from your use of this Website.
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To enforce our Terms and Conditions.
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To perform any other functions otherwise described to you when you provide us with your information.
Disclosing Your Information
As a general rule, ROI Signature will not share, sell, or otherwise distribute your personal information without your consent. However, ROI Signature may disclose personal information that we collect or you provide as described in this Policy:
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To fulfill the purpose for which you provide your information.
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For any other purpose disclosed by ROI Signature when you provide us your information.
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To protect the rights of ROI Signature and/or any third parties.
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To third-party service providers who assist us in operating this Website, conducting our business, or serving our users, so long as such information is kept confidential.
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With affiliated entities.
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To comply with any court order, law, legal process, and/or government or regulatory request.
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As part of a liquidation or bankruptcy proceeding, to a buyer or other successor in the event of a merger, reorganization, dissolution, or divestiture of some or all of ROI Signature’s assets.
Data Retention and Security
By accessing and navigating through this Website, you hereby acknowledge and agree that ROI Signature may retain your information indefinitely. Please note that any transmission of personal information is at your own risk.
Commitment to Online Security
ROI Signature uses commercially reasonable efforts to protect the security of your personal information and encrypt sensitive information such as your social security number, driver’s license number, and bank account information. Although we strive to provide reasonable security measures for your personal information that we process and maintain, we cannot guarantee the security of your personal information transmitted to and through this Website.
Category of Information: Commercial information
Examples:
Source of Information:
Purpose of Collection:
Who Do We Share With:
Age, military status.
N/A.
N/A.
N/A.
Third Party Links
This Website may contain links to third-party websites, which may have independent privacy policies that differ from our own. We are not responsible, nor do we endorse, any of the activities and practices that take place on third-party websites. Accordingly, we recommend that you review the privacy policy posted on any third-party website thoroughly before disclosing any personal information.
Consent to Communicate
When you submit your personal information to this Website, you are providing your express consent to be contacted via email, telephone, postal mail, or text message communication. If you wish to opt-out of one or all of these communication methods, please follow the instructions provided in the corresponding communication.
Modifications or Amendments
From time to time, we may change this Policy to accommodate new technologies, industry practices, regulatory requirements, or for other purposes. We will provide notice to you if these changes are material on this Website, and where required by applicable law, we will obtain your consent. For your information, the date this Policy was last updated is listed at the top of this page. Your continued use of this Website after any such changes have been made signifies and confirms your acceptance of any changes or amendments to this Policy.
Children Under The Age of 18
This Website is not intended for children under eighteen (18) years of age. No one under 18 years of age may access or provide any information on this Website. We do not knowingly collect personal information from children under 18 years of age.
Category of Information: Protected classification characteristics under California or federal law
Examples:
Source of Information:
Purpose of Collection:
Who Do We Share With:
Age, military status.
N/A.
N/A.
N/A.
Category of Information: Biometric data
Examples:
Source of Information:
Purpose of Collection:
Who Do We Share With:
Keystroke or other behavioral or biological characteristics.
N/A.
N/A.
N/A.
Category of Information: Internet or similar network activity
Examples:
Source of Information:
Purpose of Collection:
Who Do We Share With:
Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement.
N/A.
N/A.
N/A.
Category of Information: Geolocation data
Examples:
Source of Information:
Purpose of Collection:
Who Do We Share With:
Physical location or movements.
N/A.
N/A.
N/A.
Category of Information: Sensory data
Examples:
Source of Information:
Purpose of Collection:
Who Do We Share With:
Audio, electronic, visual, or similar information.
N/A.
N/A.
N/A.
Category of Information: Professional or employment-related information
Examples:
Source of Information:
Purpose of Collection:
Who Do We Share With:
Current employer, length of employment.
Prospective Client, Prospective Advertiser, Prospective Affiliate.
For us to provide services, maintain the security of our systems and operations, and to meet our legal compliance requirements.
Parties that legally compel us to share your information.
Right to Know
As a California resident, you have the right to know:
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The categories of personal information we collected about you in the preceding 12 months.
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The sources from which the personal information was collected.
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The business or commercial purpose for which it collected or sold the personal information.
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The categories of third parties with which the business shares personal information.
Additional Privacy Rights
You also have the right:
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To request that we tell you what specific information we have about you.
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To request that we delete your information.
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To opt-out of having your information sold.
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Not to be discriminated against you for exercising these privacy rights.
Please note that you may only make a CCPA-related request twice within a 12-month period.
Alternative Format of CCPA Notice
If you have a disability that prevents or limits your ability to access this CCPA Notice, please email us at info@roisignature.com. We will work with you to provide this notice in an alternative format.
Authorized Agent
California residents can empower an “authorized agent” to submit requests on their behalf. We will require the authorized agent to have a written authorization confirming that authority.
How to Submit Your Request for Specific Information
You can request access to specific information we have about you by sending an email with the Subject Line “CCPA Right to Know” to info@roisignature.com or you can make your request for information here. In your request, please provide us with enough information to identify you, including:
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Your full name.
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Physical address.
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Phone number.
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Email address.
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Proof of your identity (e.g., driver’s license or passport).
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A description of what right you want to exercise.
Once your request is submitted, we will reach out to you within the timeframe required by law to verify your identity. After we verify your identity, we will send your information to you via an electronic format. Any personal information we collect from you to verify your identity in connection with your request will be used solely for the purposes of verification.
How to Exercise Your Right to Delete Information
You can request the categories of information we have on file or deletion of information available on our request form available here. You may also submit this request by sending an email with the Subject Line “CCPA Right to Request or Delete Information” to info@roisignature.com.
How to Exercise Your Right to Opt-Out of Sale of Your Information
Under the CCPA, if you are 16 years of age or older, you have the right to direct us not to sell your personal information at any time. You may submit your request through the URL provided below. You may also submit this request by sending an email with the Subject Line “CCPA Do Not Sell My Information” to info@roisignature.com. In your request, please provide us with enough information to identify you, including:
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Your full name.
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Physical address.
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Phone number.
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Email address.
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Proof of your identity (e.g., driver’s license or passport).
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A description of what right you want to exercise.
Once your request is submitted, we will reach out to you within the timeframe required by law to verify your identity. After we verify your identity, we will proceed with your request.
DO NOT SELL MY PERSONAL INFORMATION
However, if you opt-out, please note that we will be unable to help you find a loan or other product or services that may be of interest to you through our Network Partners. In order to opt-in, please submit the completed form or resubmit your request, which lets us know that you want to sell your information to deliver the products and services you requested.
California Disclosure
California Law requires us to provide certain disclosures to users of this Website.
Shine the Light Disclosure
Civil Code Section 1798.83 permits California residents that use this Website to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact us at info@roisignature.com.
Do Not Track Disclosures
Business and Professions Code Section 22575(b) requires websites to disclose their practices with respect to the use of tracking technology made by third parties and whether this Website honors web browser do-not-track signals. No third parties are able to collect personally identifiable information you provide on this Website. At this time, ROI Signature does not respond to do-not-track browser settings or signals.
Contact Us
If you have any questions or comments regarding this Policy or our practices, please reach out to us at info@roisignature.com.
No Liability for Acts of Third Parties
ROI Signature will exercise all reasonable efforts to safeguard the confidentiality of your personal information. However, transmissions protected by industry standard security technology and implemented by human beings cannot be made absolutely secure. Consequently, ROI Signature shall not be liable for unauthorized disclosure of personal information due to no fault of ROI Signature, including but not limited to errors in transmission and unauthorized acts of third parties.
Your Rights Under the CCPA
General Information
If you are a California Resident, you are entitled to additional rights over your personal information under the California Consumer Privacy Act of 2018 (CCPA) and certain other privacy and data protection laws. This section summaries the categories of information we collect about you, why the information is collected, who we share your information with, and for what reason that information is shared.